|
Benefits |
Plan |
Emergency+ |
Standard |
Plus |
Premium |
Executive |
|
HealthCare Treatment |
€/USD 500’000 |
€/USD 1’000’000 |
€/USD 1’500’000 |
€/USD 2’000’000 |
|
Area 1 |
Worldwide excluding USA, except 100% of costs for accident
or emergency treatment whilst travelling in the USA (up to
60 days treatment per year) |
|
Area 2 |
Worldwide including USA, 100% of costs for elective and
non-emergency treatment |
|
In-Patient Hospital Treatment & Accommodation |
100% of costs |
|
Emergency Medical Evacuation & Medical Repatriation |
100% of costs |
|
Road Ambulance Transportation |
100% of costs |
|
Repatriation of Mortal remains |
100% of costs |
|
* Hospitalisation Cash Benefit |
Not covered |
€/USD 200 per Day (up to 50 Days) |
€/USD 250 per Day (up to 50 Days) |
€/USD 300 per Day (up to 50 Days) |
|
* Hospital Cash Benefit
(in a non chargeable Hospital) |
€/USD 100 per day (up to 30 Days) |
€/USD 200 per day (up to 30 Days) |
€/USD 250 per day (up to 30 Days) |
€/USD 250 per day (up to 45 Days) |
|
Life-saving Organ Transplants
(Lifetime Maximum) |
100% of costs (up to 100'000 €/USD) |
100% of costs (up to 500'000 €/USD) |
|
Outpatient Physician & Paramedical Fees |
Not covered |
$
75% of costs (up to 1'000 €/USD) |
75% of costs |
100% of costs |
|
Outpatient X-Ray, Laboratory Tests |
Not covered |
$
100% of costs (up to 1'000 €/USD) |
100% of costs |
|
* Prescribed Drugs |
Not covered |
$
75% of costs (up to 1'000 €/USD) |
75% of costs(up
to 1'000 €/USD) |
100% of costs(up
to 1'000 €/USD) |
|
* Vaccinations |
Not covered |
75% of Cost (up to 150 €/USD) |
100% of Cost (up to 250 €/USD) |
100% of Cost |
|
* Well Child Care |
Not covered |
$
100% of costs (up to 1'000 €/USD) |
100% of costs |
|
Daycare Surgery Treatment |
100% of costs |
|
* Psychiatric, Drug & Alcohol Abuse
(Waiting period 6 months) |
Not covered |
50% of costs up to €/USD 5'000 (Lifetime Maximum) |
|
Pregnancy & Childbirth
(12 months waiting period) |
Not covered |
100% of costs (up to 3’000 €/USD) |
100% of costs (up to 25’000 €/USD) |
|
* Complications of Pregnancy Childbirth
(12 months waiting period)
|
Not covered |
100% of costs (up to 10’000 €/USD) |
100% of costs |
|
* Eyeglasses & Contact Lenses
(6 months waiting period) |
Not covered |
100% of costs (up to 400 €/USD) |
|
Dread/Chronic Diseases
(Lifetime Maximum) |
100% of costs (up to 20’000 €/USD) |
100% of costs (up to 200’000 €/USD) |
|
* Preventative & General Dental Care
(6 months waiting period) |
Optional Extra available |
100% of costs up to €/USD 2'000 (annual maximum) |
|
* Dental Crowns, Bridges, Dentures & Implants
(6 months waiting period) |
Optional Extra available |
50% of costs up to €/USD 500 per tooth (up to 2'000 €/USD) |
|
* Non-Western & Alternative Medicine (including chiropractic, osteopathy &
acupuncture etc.) |
Not covered |
100% of costs (up to 400 €/USD) |
|
* Annual Health Checks
(6 months waiting period) |
Not covered |
100% of costs (up to 400 €/USD) |
100% of costs (up to 750 €/USD) |
|
* Prescribed Medical Aids
(Lifetime Maximum) |
Not covered |
50% of costs (up to 6’000 €/USD) |
|
* Death of Close Relative |
In the event of the death of a close relative (spouse,
parent, child, brother or sister) 100% of costs of a round
trip airline ticket to attend a funeral up to maximum 5’000
€/USD per person |
|
* Personal Accident Cover |
€/USD 25’000 per member (over the age of 18 years old).
€/USD 10’000 block increases available. The maximum amount
of cover per member is €/USD 125’000. |
